INTRODUCTION
“DREAMS DO COME TRUE WITH PRIDE HOME LOANS.”
Owning a home is a dream of every individual and a heartfelt desire! We understand what it means to own a home for you and your family. To help you in turning your dream into reality,Isila Development Co-operative Society has come up with one stop solution for your housing loan requirements. Whether you need funds for purchasing, constructing or renovating your house, Pride helps you in getting finance easily with Pride Home Loans with simple eligibility requirements, minimal documentation and faster processing.
| Key Features |
Repayment Options |
Rate of Interest |
- Minimal paperwork and easy documentation
- Convenient and Hassle free processing
- Quick and easy loan disbursement
- Transparent services and no hidden cost
- Direct funding without any intermediary
- Low-interest rates with customized repayment options
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- Repayment during the loan tenure.
- Payable in equal, easy and affordable monthly instalments
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- Low Interest rate*
- Processing Charges levied @ 2%
- In case of non-payment of the instalment, penalty interest @ 3% extra would be levied to the member.
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Eligibility Criteria
- Any individual who is an active member of ISILA
- Any 2 Guarantor who are the existing member of the society, but should not be defaulter
- Must have healthy CIBIL Score*
| Documentation Requirements |
- A duly filled loan application form
- Latest Passport size photograph
- KYC Documents (Pan Card/ Registration of Incorporation/ Memorandum & Articles of Association documents)
- Business Proof (copy of ownership papers, trade license/ Sales Tax Certificate/Partnership Deed, if applicable/Sole Proprietorship declaration)
- Income Proof (ITR Receipt of last 3 years, balance sheet and profit & loss statement of past two years)
- Current Loan Repayment Schedule (if any)
- Property Papers:
- Original sale deed
- Land map and Estimate from approved architect
- Approved plan copy of the building/ house purchased
- Construction permission from the Corporation/Municipality or concerned authority. (if applicable)
- occupancy Certificate (applicable in case of ready to move property)
- Registered Agreement for Sale/Allotment Letter/Stamped Agreement for Sale
- Payment Receipts or bank account statement showing all the payments made to Builder/Seller
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Terms & Conditions Apply
To know more visit your Member Service Centre
